Creating passive income, secured by Indiana real estate.
We buy performing first-position mortgage notes on Indiana homes. You earn fixed monthly interest, secured by a specific note we own and pledge to you. Principal returns at maturity — or sooner, if the homeowner sells or refinances.
How the money moves
One investment. One relationship. Monthly Income.
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Homeowner
makes mortgage payment
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Blalock & Co.
Manages your investment
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Licensed
Loan Servicer payment portal for homeowner - CRM document organization
- Accountant tax preparation
- Legal loan document review
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Licensed
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You
receive your monthly payment
The short version
Three questions and you've got it.
What is a note?
A legally executed promise to pay — this amount, at this rate, every month — secured by a mortgage recorded at the county. Enforceable, and backed by real collateral.
Why would anyone sell it?
A dollar today beats a dollar spread over fifteen years. Sellers who'd rather have cash now sell the note at a discount — and that discount is where your return comes from.
What do I actually get?
A fixed monthly interest payment, set by the terms of your note. You know the amount, the schedule and the term before you invest, and your principal returns at maturity. The homeowner owns the house and looks after it; you hold the paper and collect.
The strategy
A process for passive income.
Every note passes the same steps before it reaches you — diligence, legal review, recording, licensed third-party servicing. And a phone call rather than a support ticket.
Look at a real note before you decide.
Twenty minutes, one real note — the property, the payment history, what it’s worth. Bring your questions; there’s nothing to sign.